About State Farm
State Farm is the nation’s largest auto insurer, but it offers a wide variety of other insurance and financial products, sold exclusively by State Farm agents. If you’re looking for a well-known brand name with a generous selection of products and consumer-friendly pricing, State Farm might be right for you.
Being a good neighbor is about more than just being there when things go completely wrong. It's also about being there for all of life's moments when things go perfectly right.
With a passion for serving customers and giving back in our communities, we've been doing well by doing good for almost 100 years. And we're happy you decided to get to know us better.
State Farm auto insurance
State Farm’s rental car and travel expenses coverage is superior to its competition’s. Not only does State Farm auto insurance pay for a rental car if yours is in the shop due to a covered collision, but it also pays for meals, lodging and transportation if you’re stranded more than 50 miles from home.
Drive Safe & Save: This usage-based program calculates discounts based on your mileage and “safe driving” measurements such as smooth acceleration and braking. It also considers risk factors such as speed and time of day. You’ll get up to a 50% discount once State Farm has analyzed your driving behavior. Availability and discounts may vary.
The Steer Clear Driver Program is a driver training refresher course available online, through an agent or via mobile app. State Farm offers savings for drivers under 25 who complete the course and have had no at-fault accidents or moving violations within the past three years.
Rideshare insurance: If you drive for a company such as Uber or Lyft, this option allows you to have one policy that covers both personal and ridesharing use. This option is available in 42 U.S. states and the District of Columbia.
State Farm homeowners insurance
State Farm’s homeowners insurance claims network is available 24 hours a day, online or by phone.
The Premier Service Program puts you in touch with qualified contractors who can remove water or make flooring repairs included in your policy. The service providers guarantee their work for up to five years. Premier Service is not available everywhere.
State Farm life insurance
Select Term Life Insurance: Policies are available for 10, 20 or 30 years, depending on your age, renewable up to age 95. Coverage amounts start at $100,000.
Instant Answer Term Life: $50,000 of life insurance is available for people ages 16 to 45, lasting until age 50 or 10 years after the policy is issued, whichever is later. State Farm doesn’t require a medical exam, but you’ll have to fill out a health questionnaire, and your answers may disqualify you.
Mortgage Life policies can help pay off your mortgage if you die. You can buy $50,000 or more in coverage for a policy lasting 15 or 30 years, depending on your age, up to 60. Like your mortgage balance, the death benefit decreases over the life of the policy, but it will never fall below 20% of the original value, while premiums remain level.
State Farm also offers whole life, universal life and variable universal life, which are varieties of permanent life insurance.
More about State Farm
Website: State Farm’s website is intuitive, easy to navigate and loaded with useful information. You can get a quote and buy a policy online, find a nearby agent or manage a claim.
Pocket Agent mobile app: State Farm’s customer app lets you view your insurance card and policy information, get a quote, submit a claim online and view a claim status. It even has an ATM locator.
The CarCapture mobile app allows you to take a photo of a car you’re interested in purchasing, tell you the make and model, then show you where you can buy one.
State Farm also has mobile apps for two of its auto insurance programs: The Steer Clear program for drivers under 25 and the Drive Safe & Save program that tracks driving behavior.
Other types of insurance from State Farm include:
Identity theft insurance
Off-road vehicle insurance
Farm and ranch insurance
Commercial auto insurance
Manufactured home insurance
Long-term care insurance
*Payoff Protector is not an insurance product. Subject to the terms, conditions, and restrictions of the Payoff Protector provision in your State Farm Bank Promissory Note and Security Agreement. If your vehicle is determined to be a total loss before the loan is paid off, State Farm Bank will cancel the difference between the insurance payout and the unpaid principal balance due on the loan. Certain restrictions apply. For example, your loan must be in good standing.
State Farm Bank, F.S.B. Bloomington, Illinois, is a Member FDIC and Equal Housing Lender. NMLS ID 139716. The other products offered by affiliate companies of State Farm Bank are not FDIC insured, not a State Farm Bank obligation or guaranteed by State Farm Bank, and subject to investment risk, including possible loss of principal invested. Contact State Farm Bank toll-free at 877-SF4-BANK (877-734-2265).
Life Insurance and annuities are issued by State Farm Life Insurance Company. (Not Licensed in MA, NY, and WI) State Farm Life and Accident Assurance Company (Licensed in New York and Wisconsin) Home Office, Bloomington, Illinois.
1 The Banking Benefits-Introductory program requires a new Consumer Money Market Savings relationship with State Farm Bank. This means you cannot have an existing Money Market Savings with the same ownership currently open or which closed within the last 12 months. The new Money Market Savings must be a Personal or Trust account. IRA Money Market, Estate, Uniform Transfer to Minors, and Business accounts are NOT eligible.
2 This APY was calculated using the Introductory Rate for 5.5 months, which is based on the average start date of an Introductory Rate plus 5 statement cycles, and the Standard Rate with a balance tier of $50,000-$999,999 for 6.5 months. Your combined Introductory and Standard Rate (Your APY) may vary depending on your Introductory Rate start date and your account balance.